CF Bankshares Inc. is a financial holding company that owns 100% of the stock of CFBank, National Association (CFBank). CFBank is a nationally chartered boutique commercial bank founded in 1892 and headquartered in Columbus, Ohio. With roots in east-central Ohio, CFBank operates in five major metro-markets in Ohio and Indiana including not only our home base of Columbus, but Cleveland, Akron, Cincinnati, and – as of Q4 2021 – Indianapolis as well. The current Leadership Team and Board recapitalized the Company and CFBank in 2012 during the financial crisis, repositioning CFBank as a full-service Commercial Bank model. Since the 2012 recapitalization, CFBank has achieved a CAGR of 25%.

CFBank focuses on serving the financial needs of closely held businesses and entrepreneurs, by providing comprehensive Commercial, Retail and Mortgage Lending services. CFBank provides commercial loans and equipment leases, commercial and residential real estate loans and treasury management depository services, residential mortgage lending, and full-service commercial and retail banking services and products. CFBank is differentiated by our penchant for individualized service coupled with direct customer access to decision makers and ease of doing business. CFBank matches the sophistication of much larger banks, without the bureaucracy.

CFBank has been recognized consistently for growth and success, recently placing among the nation’s Top 200 Publicly Traded Community Banks by American Banker and as Bank & Thrift “Sm-All Star” performer by Piper Sandler for 2 years running. In addition, CFBank has been recognized with multiple #1 peer-group rankings based on quarterly performance metrics by the Hovde Group, LLC and continues to be rated 5 Stars by BauerFinancial.